Cash Flow Delays Can Strangle Even The Strongest Business
At Go-Business Finance, we help Northwest SMEs unlock up to 90% of unpaid invoice value within 24 hours — providing instant working capital to fuel growth. From Manchester to Liverpool, Bolton to Preston, our award-winning team delivers invoice finance, VAT funding, and payroll support that keep the region’s businesses thriving.
Why Choose Go-Business Finance

Funding within 24 hours – stop waiting 30–90 days to be paid
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130+ lenders compared – find the most competitive invoice finance rates
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Award-Winning NACFB Broker – nationally recognised for excellence

Flexible, no-tie facilities – funding that grows with your business
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Dedicated experts – real people, real results, real cash flow
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Prefer to explore your funding options quietly first? Use our Funding Assistant – backed by award-winning expertise of Go-Factor Business Finance

Flexible, no-tie facilities – funding that grows with your business
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Dedicated experts – real people, real results, real cash flow
How Invoice Finance Works
1. You invoice your client
2. We release up to 90% of its value within 24 hours.
3. You use the cash for payroll, VAT, or growth.
4. When your client pays, you receive the balance (minus a small fee).
Let’s Talk Business – Get Straight Answers, Fast.
Contact us today for a no-obligation consultation. Our friendly team will find the best Invoice Finance solution for your business with fast, reliable support that works around your needs.
- Invoice Finance in the Northwest – Tailored funding for all sectors
- Fast approvals – get cash in as little as 24 hours
- No hidden fees – tranparent and competitive costs
One quick call. No obligation. Just smarter funding.
Helping the Northwest’s Leading Sectors
Recruitment & Staffing
Weekly payroll pressures are real. Invoice Finance ensures wages, VAT, and PAYE are paid on time while clients take their time to settle.
Haulage, Logistics & Warehousing
Fuel, fleet, and supplier bills hit fast. Invoice Finance keeps vehicles on the road and staff paid — with optional VAT funding every quarter.
Manufacturing & Engineering
Cover wages and material costs long before invoices clear.
Release up to 90% of invoice value in 24 hours and keep production lines moving.
Construction & Trades
Don’t let 60-day payment terms stall your next project.
We provide the working capital to pay subcontractors, suppliers, and VAT bills on time.
Business Funding Solutions
Invoice Finance
Struggling with late payments? Unlock up to 100% of your invoice value and boost cash flow within 24 hours!
Invoice Discounting
Boost cash flow fast with flexible, transparent funding. Access cash in 24 hours. No waiting! Fast approvals! No limits!
Specialist Finance
Fast, flexible funding for Transport, Recruitment, Manufacturing. Boost Cash Flow | No Delays | Quick Funding.
Trade, Export & Forward Finance
Fast, flexible funding for importers, exporters & freight businesses. Unlock cash flow, reduce delays & grow with confidence!
Spot Finance – Fast Cash for Single Invoices
Unlock cash flow within 24 hours with flexible terms (1-90+ days). No contracts, no waiting – you’re in control!
Bad Debt Protection – Secure Your Business
Protect your cash flow with Trade Credit Insurance. Stay covered against unpaid invoices & trade with confidence!
Asset Finance – Affordable Equipment Funding
Spread the cost of equipment with flexible, cash-flow-friendly payments. Available for all industries.
Commercial Mortgages & Business Loans
Flexible property finance & business loans VAT, stock, refurbishments, IT & acquisitions. Short to long-term options available.
VAT Finance
Access VAT finance on a rolling 12-month basis. Funds can be approved within 24 hours, giving you breathing space to manage payroll, fuel, and suppliers without disruption.
Invoice Finance
Struggling with late payments? Unlock up to 100% of your invoice value and boost cash flow within 24 hours!
Invoice Discounting
Boost cash flow fast with flexible, transparent funding. Access cash in 24 hours. No waiting! Fast approvals! No limits!
Specialist Finance
Fast, flexible funding for Transport, Recruitment, Manufacturing. Boost Cash Flow | No Delays | Quick Funding.
Trade, Export & Forward Finance
Fast, flexible funding for importers, exporters & freight businesses. Unlock cash flow, reduce delays & grow with confidence!
Spot Finance – Fast Cash for Single Invoices
Unlock cash flow within 24 hours with flexible terms (1-90+ days). No contracts, no waiting – you’re in control!
Bad Debt Protection – Secure Your Business
Protect your cash flow with Trade Credit Insurance. Stay covered against unpaid invoices & trade with confidence!
Asset Finance – Affordable Equipment Funding
Spread the cost of equipment with flexible, cash-flow-friendly payments. Available for all industries.
Commercial Mortgages & Business Loans
Flexible property finance & business loans VAT, stock, refurbishments, IT & acquisitions. Short to long-term options available.
VAT Finance
Access VAT finance on a rolling 12-month basis. Funds can be approved within 24 hours, giving you breathing space to manage payroll, fuel, and suppliers without disruption.
Rolling VAT Funding – Stay Ahead Every Quarter
Quarterly VAT bills can cripple cash flow
Our rolling 3-month VAT facilities spread the cost evenly, freeing up working capital and keeping HMRC payments fully up to date.
For Start-Ups, Scale-Ups & Established Firms
Whether you’re raising your first invoice or managing multimillion turnover, our facilities scale with your business — giving you the confidence to expand, hire, and invest.



