What Is Invoice Discounting?
Invoice discounting is a cash flow solution that unlocks money tied up in unpaid invoices — while keeping your customer relationships private.
Unlike factoring, where the funder manages collections, invoice discounting keeps funding confidential. You release up to 90% of invoice value within 24 hours, but you stay in control of chasing payments.
Invoice Factoring
Invoice Discounting
The funder manages collections
You manage collections. Customers don’t know a funder is involved
Invoice Factoring
The funder manages collections.
Invoice Discounting
You manage collections. Customers don’t know a funder is involved
Why Choose Invoice Discounting?
- Confidential Funding – Customers don’t see a funder’s name on invoices
- Fast access to cash – Unlock up to 90% of invoice value within 24 hours
- Stay in control – You keep customer relationships and collections
- Grows with you – Funding rises as your sales increase
- No extra debt – It’s your money, just faster
- Confidential Funding – Customers don’t see a funder’s name on invoices
- Fast access to cash – Unlock up to 90% of invoice value within 24 hours
- Stay in control – You keep customer relationships and collections
- Grows with you – Funding rises as your sales increase
- No extra debt – It’s your money, just faster
Who Uses Invoice Discounting?
Recruitment Agencies
Pay temps weekly without waiting for slow client payments.
Haulage & Logistics Firms
Cover drivers, fuel, and fleet costs.
Recruitment Agencies
Pay temps weekly without waiting for slow client payments.
Haulage & Logistics Firms
Cover drivers, fuel, and fleet costs.
Manufacturers
Keep suppliers paid on large contracts.
Professional Services
Smooth cash flow from long client payment cycles.
Manufacturers
Keep suppliers paid on large contracts.
Professional Services
Smooth cash flow from long client payment cycles.
Q&A – Invoice Discounting Explained
What’s the difference between invoice discounting and factoring?
Factoring includes outsourced collections. Discounting is confidential — you stay in control of payments.
How fast can I access cash?
Once your facility is live, invoices are typically funded within 24 hours.
Is invoice discounting a loan?
No. It’s an advance on money already owed to you — not extra borrowing.
Powered by Funding Edge AI – Joint Branded Innovation
Getting started is even easier with Funding Edge AI – powered by Go-Business Finance. Funding Edge AI acts as your interactive first step:
- Asks the right questions about your invoices, payment terms, and sector.
- Explains factoring vs discounting in plain English.
- Captures your details securely and connects you straight to our expert brokers.
This means SMEs get instant clarity and answers online, then Go-Business Finance steps in to secure the best facility from 130+ funders. It’s technology + human expertise working together.
Why Work With Go-Business Finance?
NACFB Award Recognition – recognised in Invoice Finance 2023.
Independent Broker – we work for SMEs, not funders.
Choice – 130+ funders compared for the best terms.
Speed – cash released in as little as 24 hours.
Innovation – Funding Edge AI + Go-Business Finance = a smarter way to fund SMEs.
The Takeaway
Invoice discounting is the smart way to keep cash flowing without losing control of customer relationships. With Funding Edge AI powered by Go-Business Finance, you get the best of both worlds: instant online answers + award-winning human expertise.
Go-Business Finance – invoice discounting solutions built for UK SMEs.