Coventry’s NACFB-Recognised Invoice Finance & Discounting Broker

Coventry has transformed from its automotive roots into a powerhouse for logistics, recruitment, manufacturing, and construction. But many SMEs still wait 60–90 days for clients to pay — while wages, VAT, and fuel bills never stop.

At Go-Business Finance, we make sure cash keeps moving.
We help Coventry businesses unlock up to 90 % of invoice value within 24 hours, providing the working capital to cover payroll, fleets, and suppliers without stress.

Cash in 24 hours. No debt. No delay. Just growth.

We’re an independent NACFB award-recognised broker, comparing 130 + UK funders to secure the fastest approvals and the best terms.

Why Coventry SMEs Choose Invoice Finance

Transport & Haulage
With direct access to the M6, M69 and A45, Coventry is central to UK logistics — but diesel, drivers, and repairs can’t wait 90 days.
Invoice finance enables hauliers to:

• Pay drivers, fuel and maintenance immediately

• Fund new regional or national contracts

• Protect against slow-paying customers with bad-debt cover

Recruitment & Staffing Agencies
Coventry’s recruiters supply staff into automotive, healthcare, and logistics sectors, often juggling weekly payroll with monthly or quarterly client terms.
Invoice discounting and selective finance help you:

• Guarantee weekly payroll

• Cover PAYE, NI and VAT on time

• Expand confidently into bigger contracts

• Keep funding confidential with discounting

Manufacturing, Construction & Engineering
From Warwickshire’s precision engineers to local contractors, invoice finance bridges long payment cycles and supply-chain strain.

Factoring vs Invoice Discounting – Coventry Options

Invoice Factoring
✔ Up to 90 % advance in 24 hours
✔ Credit control managed by the funder
✔ Customers pay the funder directly
✔ Ideal for SMEs wanting admin support

Invoice Discounting
✔ Confidential – customers don’t know
✔ You stay in control of collections
✔ Funding scales automatically with turnover
✔ Best for established firms with finance teams

Go-Business Finance compares both across 130 + funders, securing the most competitive facility for Coventry SMEs.

Beyond Invoice Finance – Smarter Working-Capital Solutions

• Spot & Selective Invoice Finance – fund individual invoices within hours

• VAT Funding – spread quarterly HMRC bills over three months

• Trade Finance – pay imports or suppliers upfront without strain

• Personal Guarantee Insurance (PGI) – protect directors’ assets when guarantees are required

Facilities from £10K – £500K + tailored to your contracts, turnover and sector.

Powered by Funding Edge AI – Exclusive to Go-Business Finance

Funding Edge AI combines instant clarity with expert human support:

• Answers your funding questions 24/7

• Explains factoring, discounting, and VAT options in plain English

• Connects you securely to award-winning brokers for same-day approval

Smart tech. Real expertise. Rapid results.

FAQs – Invoice Finance Coventry

Q: How quickly can Coventry businesses access funds?
A: Most facilities release cash within 24–48 hours — faster for spot or selective finance.

Q: Can Coventry start-ups qualify for invoice finance?
A: Yes — new hauliers, recruiters, and manufacturers can fund from their very first invoices.

Q: Do funders require a personal guarantee?
A: Some do. We can arrange PGI to safeguard directors’ personal assets.

Q: Can invoice finance help with VAT or HMRC bills?
A: Yes — many businesses use invoice finance alongside rolling VAT-funding facilities to spread quarterly HMRC payments over three months. This eases cash-flow pressure and ensures tax deadlines are met on time.

Q: Is invoice finance better than an overdraft?
A: Yes — it’s flexible, scalable, and grows automatically with your turnover.

Call 0161 739 0377
funding@go-businessfinance.com
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Go-Business Finance – Coventry’s #1 Broker for Invoice Finance, Discounting, Factoring, Spot & Selective Facilities, plus VAT and Trade Finance.