Cash flow pressures are holding back Liverpool businesses.
With customers often taking 30–90 days to settle invoices, Go-Business Finance helps Merseyside SMEs release up to 90 % of invoice value within 24 hours — keeping operations moving and growth on track.

Liverpool’s Leading Invoice Finance Partner

Liverpool’s diverse economy spans logistics, port services, recruitment, manufacturing, construction, and creative industries.
But when client payments stall, supplier costs, payroll, and VAT can’t wait.
Invoice finance provides fast, flexible working capital — supported by bad debt protection and personal guarantee insurance (PGI) for complete peace of mind.

Funding Solutions for Liverpool Businesses

Recruitment & Staffing

Weekly payroll comes round fast. Invoice finance bridges the gap between client terms and payday.

• Guaranteed payroll funding every week

• VAT, PAYE, and NI obligations covered

• Facilities that scale with turnover

• Optional bad debt cover against client insolvency

Haulage, Logistics & Port Services

Fuel, fleet, and operating costs rise daily.
Invoice finance releases tied-up cash so Liverpool’s logistics firms stay on the road.

• Up to 90 % of invoice value advanced in 24 hours

• Cash for fuel, wages, and maintenance

• Flexible overdraft replacement

• Added security through bad debt protection

Manufacturing & Construction

Liverpool’s industrial SMEs often pay suppliers long before customers pay them.
Invoice finance provides:

• Fast funding for materials, wages, and subcontractors

• Rolling VAT funding to spread quarterly HMRC bills

• Protection for directors through PGI

VAT Funding – Stay Ahead Every Quarter

Quarterly VAT bills can drain cash flow.
Go-Business Finance offers rolling three-month VAT facilities, allowing Liverpool SMEs to manage HMRC payments on time while keeping capital free for day-to-day operations.

Start-Ups & Growth Businesses

From digital start-ups on the docks to established manufacturers, our facilities expand as your business grows — giving you confidence to take on larger contracts without cash flow stress.

Why Choose Go-Business Finance

• Funding in 24 hours – up to 90 % of invoice value released fast

• 130 + lenders compared – whole-market access for the best rates

• NACFB Award-Winning Broker – nationally recognised for excellence

• No long-term tie-ins – flexible facilities that grow with you

• Local expertise, national strength – supporting Merseyside SMEs since 2017

FAQs – Invoice Finance Liverpool

Q: How quickly can Liverpool SMEs access invoice finance?
A: Within 24 hours – up to 90 % of invoice value released immediately.

Q: Can recruitment agencies in Liverpool use invoice finance?
A: Yes – it’s the most common solution for agencies covering weekly payroll.

Q: Is invoice finance better than an overdraft?
A: Yes – it’s more flexible and scales with turnover.

Q: Do you offer VAT funding?
A: Yes – we provide rolling 3-month VAT facilities to help businesses spread HMRC payments.

Q: How does bad debt protection help?
A: It ensures invoices are still paid even if a customer defaults or goes insolvent.

Q: What is PGI (Personal Guarantee Insurance)?
A: It protects directors’ homes and savings if a lender enforces a guarantee.

Fast approvals. Competitive rates. Transparent Funding.

Call 0161 739 0377
funding@go-businessfinance.com